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Ray Godleski, MBA

Financial Adviser

404-456-0600

Ray@strategicplanninggroup.com

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Office: 704-362-6787

Fax: 704-366-5851

6000 Fairview Road

Suite 1425

Charlotte, NC 28210

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Securities and Investment Advisory Services are offered through Registered Representatives of Hornor, Townsend & Kent, LLC. (HTK). Registered Investment Advisor, Member FINRA/SIPC. 6000 Fairview Road, Suite 1425, Charlotte, NC 28210. 704-362-6787. HTK is a wholly owned subsidiary of the Penn Mutual Life Insurance Company. Emerald Financial, Vector 27, and other listed entities are not affiliated with HTK unless otherwise noted. HTK does not offer tax or legal advice. We are insurance and securities licensed in our resident states of North Carolina and Virginia. Please contact us for additional listing of licensed states. This is not an offer or solicitation in any state where not properly licensed or registered.

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